Jennette Garza

Jennette Garza is an entrepreneur, employee-benefits strategist, AI leader, author, and community-minded businesswoman whose work centers on one powerful idea: business should be built around people, purpose, and impact.

Jennette is the President and CEO of Agape Benefits LLC, an employee-benefits agency based in Franklin, Tennessee. Through Agape Benefits, she helps small and midsize businesses navigate the increasingly complicated world of health insurance and employee benefits. Her work includes group medical, dental, vision, life, disability, and supplemental benefits, with a strong emphasis on helping employers control costs while providing meaningful benefits to their employees. Agape Benefits emphasizes hands-on enrollment, ongoing employee support, multi-carrier options, and bilingual service in English and Spanish.

What distinguishes Jennette's approach is her belief that employee benefits should feel human. Rather than simply selling an insurance plan, she focuses on understanding the employer's budget, workforce, challenges, and goals and then helping employees understand what their coverage actually means. Her philosophy is reflected in the name Agape, which represents selfless, unconditional love and service.

Jennette's entrepreneurial journey extends beyond insurance. She has explored business, technology, education, travel, media, and artificial intelligence, continually looking for ways to turn emerging opportunities into practical solutions for families, entrepreneurs, and businesses.

She is also involved in the AI and technology space, including leadership work connected with MomentumTech and the development and promotion of AI education initiatives. Publicly available MomentumTech materials identify Jennette as its Director of Media Relations & Booking and identify her as the booking authority for official MomentumTech and MagicKids.ai appearances.

One of the projects close to Jennette's heart is MagicKids.ai, an AI education initiative designed to help children learn about and use artificial intelligence in an accessible, age-appropriate way. Her interest in AI comes from a broader belief that technology should not replace human connection—it should empower people to learn, create, work, and build better futures.

Jennette is also an author and storyteller. Her upcoming book, Lead with Love, Win with HEART, reflects the leadership philosophy that has influenced both her business and community work. Agape Benefits currently features the book as a new work by Jennette.

Her professional journey has also been shaped by her experience in the travel and aviation world. Before becoming an entrepreneur, Jennette worked in the travel industry and as a flight attendant, experiences that helped develop her communication skills, cultural awareness, love of geography, and ability to work with people from many different backgrounds.

Jennette is bilingual in English and Spanish, and serving the Latino and Spanish-speaking community is an important part of her work. Her professional philosophy is rooted in making complicated information understandable and making sure people are not excluded simply because of language or lack of familiarity with a complicated system. Her public professional profile lists native/bilingual proficiency in both English and Spanish.

Beyond business, Jennette is passionate about faith, family, entrepreneurship, education, technology, and service. Her story has increasingly become one of combining these areas rather than treating them as separate parts of life. A 2026 Female Entrepreneurs Magazine podcast episode featuring Jennette specifically discusses her journey from flight attendant to entrepreneur, faith and family, AI, MagicKids.ai, entrepreneurship, and building a purpose-driven legacy.

At the heart of Jennette's leadership philosophy is a simple message:

Lead with love. Serve people well. Use technology wisely. Build something that matters.

Whether she is helping an employer find better benefits, helping an employee understand their healthcare coverage, introducing entrepreneurs to AI, supporting bilingual communities, or developing educational opportunities for children, Jennette's goal is to make complicated things simpler and help people see possibilities they may not have seen before.

Jennette Garza is not simply building businesses—she is building a legacy centered on people, purpose, faith, innovation, and love.