E.R. Spaulding

Private Wealth Strategist · Founder & CEO, BlackWoman Startup · Architect of the Pink Parachute Blueprint*

E.R. Spaulding, M.S.M., is a Private Wealth Strategist and the Founder & CEO of BlackWoman Startup, where she helps accomplished professional women close the distance between what they earn and what they actually own. Her work turns earners into owners — building wealth that can be kept, lived on, and passed to the next generation. But she'll tell you plainly: ownership was never the whole point. Partnership was. Because there is no such thing as wealth without wealth partners — and the women she serves already knew that in their bones long before anyone put words to it.

They knew it because they'd lived the opposite. They were the brilliant ones in the room — the ones whose ideas landed, whose numbers held, whose teams ran. And still they hit the ceiling. Undervalued. Underpaid for the value they created. Asked to give their best to a table they'd never own a seat at. Not because they weren't good enough, but because the workplace was never designed as a true partnership — you brought the brilliance, they kept the equity. Spaulding built BlackWoman Startup for those women. Not the bitter ones — the clear-eyed ones. The ones who looked at the arrangement, understood it completely, and decided to build something better.

That "something better" is entrepreneurship — not as an escape, but as architecture. Spaulding teaches women to build businesses on purpose: businesses that build better, employ better, and partner better than the ones they left. This is the heart of the Pink Parachute Blueprint — the strategic, unhurried work of building your own landing before you ever need it, so that whether you choose to leave or are ever asked to, you touch down on your own terms rather than in free fall. It's preparation, not panic. A parachute, not a leap of faith.

And at its core, it's about the very thing the corporate table withheld: partnership. When a woman builds her own business, she gets to decide how wealth moves inside it — how the people who build alongside her, the team she hires, the family she provides for, the partners she brings to the table, are valued, secured, and made partners in what they help create. Men and women alike. The wealth she builds was never meant to stop at her. Spaulding's conviction is that the bootstrap story is a myth. Every fortune, every lasting company, every legacy was built with partners. And the fastest way to close the wealth gap isn't to work harder in isolation — it's to build the partnerships that make wealth possible in the first place.

An AI and automation specialist with more than twenty years spanning operations, business analysis, and strategic consulting, Spaulding brings a practitioner's hands to this work, not just a philosophy. Through her flagship G.I.G.Y. (Girl, I Got You) movement, she has connected thousands of professional women with no-cost financial specialist consultations across six wealth-building tracks — proof of a simple idea she now carries into every business she helps build: that financial guidance belongs where people already are, delivered by professionals who partner alongside them rather than advise from a distance.

She is also the architect of proprietary frameworks that reframe how leaders think about their own security and their responsibility to the people who build with them — including the Retirement Sovereignty Equation, an individualized approach to retirement built not around an industry average, but around a person's own real cost of freedom. Every framework she creates carries the same conviction: that the magic of the collective belongs to the collective, and that no one brilliant should ever have to build alone.

E.R. Spaulding holds a Master of Science in Management with a concentration in Project Management. She works at the intersection of financial services, entrepreneurship, and community economic development — and her voice has become known for saying the quiet part out loud. She names a crisis she calls the second A.I.: Asset Impoverishment, the quiet counterpart to Artificial Intelligence. While the world fixes its gaze on one A.I., she argues, it's the other that will quietly decide whether this generation of earners ever gets to stop working. Her answer to it is the same as everything else she builds — ownership over dependence, partnership over isolation — because in her telling, financial illiteracy is not a personal failure but a systemic design, and anything designed can be rebuilt. She's rebuilding it in partnership. She wouldn't have it any other way.